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Everyday Cheapskate: River Cruise Provides a Bounty of History, Nature and Fun

Consumer / Everyday Cheapskate /

By Victor Block

In the winter of 1805, a group of men constructed a rustic fort near the mouth of the Columbia River in Oregon. They stayed there until the following spring, then returned to their homes.

These men were members of the Lewis and Clark Expedition. Their exploration of uncharted areas of the country had been commissioned by ...Read more

Allen J. Schaben/Los Angeles Times/TNS

Amid tariff turmoil, these warehouses are in big demand in LA

Consumer / Home and Consumer News /

As steep tariffs on imports throw Los Angeles-area ports into turmoil and chill industrial property leasing, one rare type of building is suddenly in hot demand — bonded warehouses where goods can be stored without paying tariffs until they are removed.

Key personnel at bonded warehouses have to undergo background checks and the operator must...Read more

Jose Carlos Fajardo/Bay Area News Group/TNS

Salary to afford a typical Bay Area home has increased 54% since 2019

Consumer / Home and Consumer News /

The salary needed to afford a typical home in the Bay Area just keeps climbing higher.

A homebuyer hoping to afford a median-priced home in the San Jose metro region must earn 54% more than was needed six years ago — an income of $370,000, versus $240,000 in 2019, according to a new study by Realtor.com.

That means that a buyer hoping to ...Read more

Jeff Gritchen/The Orange County Register/TNS

Jonathan Lansner: California home sales tumble below Great Recession low for 21 months

Consumer / Home and Consumer News /

Call it what you want, but California’s homebuying pace remains below the Great Recession’s bottom.

My trusty spreadsheet reviewed a new set of home sales figures created for the Southern California News Group by real estate tracker Attom. These broad-based statistics track closed transactions by month and include existing and newly built ...Read more

Real estate Q&A: Can I install an EV charger at my condo's assigned parking spot?

Consumer / Home and Consumer News /

Q: My wife and I bought a condo a few years ago. Last year, we bought an electric car, only to learn that the building limits personal chargers to 14, along with the three shared chargers, for the nearly 200 parking spaces. The board informed me that the limit is due to the electrical service to the building, and upgrading the service would ...Read more

Michael M. Santiago/Getty Images North America/TNS

Commentary: Where is the 'real America'?

Consumer / Home and Consumer News /

Is there such a thing as a “real America”? A battle now rages over this simple question. Some Democratic party operatives claim the real America are so-called “Trump voters,” who they say they need to better “study” in order to win future elections.

Many Republican voices argue the real America are just those who support the new ...Read more

Shae Hammond/Bay Area News Group/TNS

Cupertino housing project is part of a growing trend as expensive Bay Area cities want teachers to live near their schools

Consumer / Home and Consumer News /

CUPTERTINO, California — When the time came for Gabriela Flores to apply for a new teaching job in the Bay Area, the Scotts Valley resident had her heart set on one place: Cupertino.

The city is not only home to Apple headquarters, but also boasts some of the best schools and students in the state. Flores said she felt drawn to the ...Read more

Everyday Cheapskate: A Gracious Guide for How to Be a Good House Guest

Consumer / Everyday Cheapskate /

It was shocking, if not surreal. The email message was from a woman I'd never met and whose name I recognized only because, a few months earlier, she mailed me a book she'd written.

The message announced that she and her family were planning a road trip to Disneyland and would just love to stay with us since (at the time) we lived nearby and oh...Read more

Everyday Cheapskate: How to Rise Above Your Circumstances

Consumer / Everyday Cheapskate /

Shortly after takeoff, the pilot circled over the Great Salt Lake, tipping the wings ever so slightly so we could witness the unusual reddish-purple color of the water -- a phenomenon, he explained, that occurs when a particular species of algae meets up with a certain bacteria. It was quite fascinating.

Just as he was bringing the plane level ...Read more

Everyday Cheapskate: You Need a Freedom Account

Consumer / Everyday Cheapskate /

If I asked you to deduct your monthly expenses from your monthly income, I have a feeling you'd look pretty good on paper. The mystery for many people is why they can't get through a month without using a credit card to cover unexpected expenses, such as a prescription for a sick child, a quarterly insurance premium or a wedding shower gift.

...Read more

Everyday Cheapskate: Confused About Seed Oils? Oh, Yes We Are!

Consumer / Everyday Cheapskate /

If you've ever stared at a grocery aisle full of cooking oils, wondering if you're picking a kitchen staple or a chemistry experiment, you're not alone. The world of cooking oils is a confusing place, and the debate over seed oils is heating up. Are they really as bad as some say? And if so, what should we use instead? Let's clear this up.

WHAT...Read more

Everyday Cheapskate: Are High-Efficiency Washers Worth It?

Consumer / Everyday Cheapskate /

It's time once again to reach into the mailbag to answer a question from my dear readers. It's kinda my favorite day, which should give you an idea of how much I love to hear from you. While I cannot respond personally to all your messages and letters, know that I read every one, selecting those to answer here that I believe will have a ...Read more

Everyday Cheapskate: Why Houseplants Turn Brown and How to Stop It

Consumer / Everyday Cheapskate /

Not only do houseplants bring warmth and a sense of calm to a home, but they are also an inexpensive way to decorate. Keeping your beautiful houseplants looking healthy and green is the challenge. The most common question is: Why do the leaves turn brown?

According to the Smart Garden Guide, there are many reasons why the leaves on your indoor ...Read more

Everyday Cheapskate: Debt and That Squished Feeling

Consumer / Everyday Cheapskate /

Dear Mary: We would like to enlarge our small two-bedroom bungalow. Our kids are reaching the teen years, and we need more space. We have always budgeted our money.

We have $6,000 in our emergency fund and drive two paid-for cars, and our only debt is our mortgage. We have college savings accounts for our kids and tithe to our church. Our ...Read more

Everyday Cheapskate: How to Make the Most of Your Money in 2025 (Without Feeling Like You're Living in a Bunker)

Consumer / Everyday Cheapskate /

Let's be honest -- nobody wakes up thinking, "Today, I'd love to pinch every penny so hard Abe Lincoln winces." But with prices climbing faster than my stress level when I realize I've left my phone at home and have to survive a whole day without it, smart money habits are a must. The good news? You don't have to live off canned beans in a dimly...Read more

Everyday Cheapskate: Must-Follow Steps When You're Out of a Job

Consumer / Everyday Cheapskate /

These days, it's practically inevitable that you or someone close to you will face a period of unemployment. Consider these practical tips while dealing with the financial and emotional toll of leaving one job and searching for another.

DON'T TAKE IT PERSONALLY

Losing a job can cause shame, humiliation and embarrassment. You may feel depressed...Read more

Everyday Cheapskate: Use Your Tax Refund to Make Your Life Better

Consumer / Everyday Cheapskate /

Discovering that you'll be getting a tax refund is certainly not the worst news you've had in your life. In fact, it's easy to see a tax refund as some kind of gift from the universe. You might even be feeling kinda proud of your forced savings account, to which you knowingly contribute every payday while living from paycheck to paycheck and ...Read more

Everyday Cheapskate: Your Money Temperament and Why It Matters

Consumer / Everyday Cheapskate /

Whether you're aware of it or not, you have a money temperament. Everyone does. It's the way you naturally think about money, behave with money or react to money. To loosely assess your money temperament, and to have a little fun with it, consider the following scenario and choose the response that's closest to what you would do.

Your rich ...Read more

Everyday Cheapskate: Feeling Rich and Living It Up

Consumer / Everyday Cheapskate /

Dear Mary: My husband and I have been out of debt for approximately five years. It's great. The problem is we now seem to spend a lot of money needlessly just because we can. We have so much money over and above our living expenses that it is easy to be reckless.

We keep just enough in savings ($2,000 or so) for emergencies but never get beyond...Read more

Everyday Cheapskate: Simple Strategies to Improve Your Credit Score

Consumer / Everyday Cheapskate /

A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens of millions of other people. Like it or not, the resulting number is said to be a highly accurate prediction of how likely you are to pay your bills...Read more

 

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